Financial Independence, Getting Out of Debt, Life, Saving Money

Benefits of Life with Roommates

In 2015, when I moved to my current city, I was excited to live alone. I hadn’t yet started aggressively attacking my debt, and getting a place of my own seemed to signify that I was “adulting” or that I had “made it”. Living with other people almost seemed like a regression and like others …

Financial Independence, Getting Out of Debt

Debt Destruction Progress – Part 2

It’s hard to believe that it’s been two years since I buckled down and got serious about destroying my debt and pursuing financial independence. I’ve made a ton of what I would have called sacrifices, but in reality, it’s hard to call them sacrifices anymore. I sold my car, moved in with roommates, sold a …

Getting Out of Debt, Life

Debt Destruction Progress – Part 1

If I’m being honest with you right now, writing this post is intimidating. It’s the first of periodic Debt updates that I’ll be posting on the blog. By going public with my debt burden, I’m not only sharing personal details about my finances, but I’m also opening myself up to criticism and accountability. It’s even …

Saving Money, Spend to Save

Spend To Save: HDTV Antenna

As I write this post, I’m currently sitting on my couch watching an episode of Survivor. Some people may think T.V. is a waste of time, and many in the financial independence world don’t even have a T.V. They are probably on to something. At best watching T.V. is a time suck, and at worst …

Financial Independence, Getting Out of Debt, Life, Saving Money

My Matrix Moment

In 1999, a sci-fi movie called The Matrix hit theaters and became a pop culture phenomenon. The special effects–which were incredible–drew people in, but the the story–which was intricate and compelling–had people leaving the theater buzzing. The main character in the film, Neo, slowly starts to sense that something is off. He begins to discover …

Life

Memento Mori?

When I tell people about my blog, the first question is usually, “What does Memento Mori mean?” Well, Memento Mori is a Latin phrase that means “Remember you will die.” Personally, I think the phrase itself sounds cool, and the meaning is pretty self explanatory. However, the history and deeper meaning of the phrase is what …

Getting Out of Debt

Chase Bank Just Paid $2,000 of My Student Loans!

I didn’t have a credit card until I was 27. I grew up indoctrinated by the Dave Ramsey’s of the world who said that credit cards were evil and should be avoided at all costs. While I greatly respect Dave and follow many of his principles, I disagree with him when it comes to credit …