After taking the plunge into real estate investing I’m now debt free again! As I mentioned in my last post, I purchased some land and was tentatively planning to do a small real estate development. However, I had quite a busy schedule over the holidays, so I decided to just list the land and sit …
It’s official…… I just made my last debt destruction payment! I’m finally Debt Free! My debt destruction journey took 44 months (3.66 years), which is about 8 months longer than I’d hoped. However, with a focused strategy and a healthy dose of discipline I was able to pay off $73,000 of debt and $15,000 worth …
I often get raised eyebrows as well as lots of questions and comments when I tell people about my personal finance journey. “You actually sold your car and lived car-free?” “You were living by yourself and chose to move in with roommates?” “You ditched cable? Stopped buying designer clothes?” “Why waste time by searching for …
It’s that time again! We are going to take a quick look at where I am on my debt destruction journey. As a quick refresher, I began this journey on September 1, 2015 and I’ve been pursuing debt freedom ever since. Along the way, I’ve adopted principles of minimalism and financial independence that have accelerated …
In 2015, when I moved to my current city, I was excited to live alone. I hadn’t yet started aggressively attacking my debt, and getting a place of my own seemed to signify that I was “adulting.” Living with other people almost seemed like a regression. Other people might think I didn’t make enough money …
It’s hard to believe that it’s been two years since I buckled down and got serious about destroying my debt and pursuing financial independence. I’ve made a ton of what I would have called sacrifices, but in reality, it’s hard to call them sacrifices anymore. I sold my car, moved in with roommates, sold a …
Ya’ll. I took the plunge. A week prior to writing this post I went all in on eliminating debt and I finally sold my car. I’ve been thinking about going car free for a few months now, going as far to try to act like I didn’t have a car and using my bike or …
If I’m being honest with you right now, writing this post is intimidating. It’s the first of periodic Debt updates that I’ll be posting on the blog. By going public with my debt burden, I’m not only sharing personal details about my finances, but I’m also opening myself up to criticism and accountability. It’s even …
In 1999, a sci-fi movie called The Matrix hit theaters and became a pop culture phenomenon. The special effects–which were incredible–drew people in, but the the story–which was intricate and compelling–had people leaving the theater buzzing. The main character in the film, Neo, slowly starts to sense that something is off. He begins to discover …
I didn’t have a credit card until I was 27. I grew up indoctrinated by the Dave Ramsey’s of the world who said that credit cards were evil and should be avoided at all costs. While I greatly respect Dave and follow many of his principles, I disagree with him when it comes to credit …