Getting Out of Debt

Debt Destruction Progress – Part 3

It’s that time again! We are going to take a quick look at where I am on my debt destruction journey. As a quick refresher, I began this journey on September 1, 2015 and I’ve been pursuing debt freedom ever since. Along the way, I’ve adopted principles of minimalism and financial independence that have accelerated …

Saving Money, Spend to Save

Spend To Save: Bicycle

Ya’ll. As I’m writing this today, it has been almost exactly six months since I sold my car! It’s hard to believe how quickly time flies. Selling my car was a great financial decision for my situation. I’m incredibly happy that I decided to pull the trigger. Today I want to highlight the biggest reason …

Saving Money, Spend to Save

Spend to Save: The Instant Pot

I’m a fan of food. I’m also a fan of when other people make food for me. Unfortunately, since I’m a single 20-something that typically means eating out way too often. However, since I’ve been on this journey to get out of debt, I’ve definitely reduced the amount that I eat out. The biggest reason …

Financial Independence, Life, Saving Money

Compound Interest: The Real Santa Claus

Do you remember what it was like to be a child on Christmas eve? My brothers and I would usually lock ourselves in one room, trying to stay awake all night playing games and excitedly predicting what Santa might bring us. I have such fond memories of the way we bonded on those nights and …

Life

My Method For Scoring Cheap Concert Tickets

I love Music! I’m not an outwardly emotional guy, but man, something about music just connects with my heart in a way that’s different than anything else. Studies have shown that for some people, discovering new music or a new band is similar to a high that one could get from taking drugs. It’s literally …

Financial Independence, Getting Out of Debt, Life, Saving Money

Benefits of Life with Roommates

In 2015, when I moved to my current city, I was excited to live alone. I hadn’t yet started aggressively attacking my debt, and getting a place of my own seemed to signify that I was “adulting.” Living with other people almost seemed like a regression. Other people might think I didn’t make enough money …

Financial Independence, Getting Out of Debt

Debt Destruction Progress – Part 2

It’s hard to believe that it’s been two years since I buckled down and got serious about destroying my debt and pursuing financial independence. I’ve made a ton of what I would have called sacrifices, but in reality, it’s hard to call them sacrifices anymore. I sold my car, moved in with roommates, sold a …

Getting Out of Debt, Life

Debt Destruction Progress – Part 1

If I’m being honest with you right now, writing this post is intimidating. It’s the first of periodic Debt updates that I’ll be posting on the blog. By going public with my debt burden, I’m not only sharing personal details about my finances, but I’m also opening myself up to criticism and accountability. It’s even …

Saving Money, Spend to Save

Spend To Save: HDTV Antenna

As I write this post, I’m currently sitting on my couch watching an episode of Survivor. Some people may think T.V. is a waste of time, and many in the financial independence world don’t even have a T.V. They are probably on to something. At best watching T.V. is a time suck, and at worst …